Do you really have a savings account or just a spending account?

Savings account was originally designed to allow you save for the raining days or establish a business or embark on a capital project, but we have all lost the essence of it.

Without savings, we can do little or nothing & we have no excuses not to save, even as a student or job seeker.

Learn to save money. Cultivate savings culture, for there’s more to do with money in the future than now.

Spend only on important things & let go of the ‘irrelevants’.

We all know how hard it is to save in economies such as ours, but your savings is your future!

What do you think about this piece of advice? Do you have tips for effective savings? I’d like you to discuss them with us below.

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